Doors for joining 2020 challenge Closes from  30th September 2020

Copy of (conflicting copy) Christmas Pro


I want to say how grateful I am for Esther. She has taught me and showed how budgeting can be fun, and not stressful. Her system is the best one I've seen and believe me when I say I tried too many. I highly recommend her services, she is one of the best!



Esther is very knowledgeable and passionate about budgeting and debt payoff. She is able to simplify these financial topics and shares information in a way that is relatable and motivating!



is a 12-week program where you’ll receive access to over 20+ printables that outline exactly how to save, budget, meal plan, develop a cash envelope process and so much more. 

  • Set financial goals and plan for Christmas

  • Budget and save for any big event or holiday

  • Cut back on expenses and avoid debt around Christmas

  • Pay yourself first without feeling guilty. 



Thank you so much for an amazing experience, for giving me a space where I can be vulnerable about my finances & goals as well as a detailed plan about how to achieve those goals. After the course, I've definitely been putting my money to work!



Very informative session! Esther creates a safe place to discuss everything finance, came away from the session learning so much! Thanks Esther.


  1. You’ll be required to enter your information on the checkout page and create a login for the member's area

  2. You’ll then receive immediate access to all of the resources via your email

Hi There, I'm Esther!

With over 13 years of experience of what NOT to do with money coupled with 3 years of experience as a Financial Coach, I wanted to share with you all the tools, resources and practices that resulted in me no longer being 18k in debt. 

Can you believe that 40% of that was incurred due to Christmas? 

I remember what it felt like to be a people pleaser, spend my bill money on Christmas gifts to keep up with the Joneses, only to end up feeling depressed at the beginning of the new year.

I had an ah-ha moment and decided that enough was enough. I learned how to create a debt-free Christmas by setting up a realistic budget and saving towards my Christmas every month. 

Now I live a debt-free life, I enjoy stress-less holidays, I always pay myself first and live life on my terms. I’m 100% in control of my finances and still able to say yes to the things my family enjoy. 

This is exactly what I want for you.

I can’t wait to personally welcome you inside of The 12 Weeks Stress-Free Debt-Free Christmas savings Challenge. 

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