LET'S BE 100% REAL HERE,
Does this sound familiar?
You want a clear and realistic way to save for Christmas, buy gifts for your loved ones, without getting into debt every single time.
You want to spend Christmas on your terms and finally, be in control of your finances again.
What if I tell you, you can have your cake and eat it too?
You can learn exactly how to spend guilt-free money for Christmas without the last-minute overwhelm and stress and make your holidays enjoyable again.
CAN YOU IMAGINE EXACTLY WHAT YOUR LIFE
WILL LOOK LIKE AFTER YOU’VE EXPERIENCED
YOUR FIRST DEBT FREE CHRISTMAS?
You’ll be so proud so finally to have a budget that you can stick to.
You’ll no longer feel ashamed to always ask friends and family for a loan around Christmas
You can be on your journey to paying off ALL of your debts
Christmas will be a perfect blend of gifts, celebration, ease and still hitting those financial goals.
I KNOW YOU WANT TO HAVE YOUR FIRST
DEBT-FREE CHRISTMAS BUT YOU HAVE QUESTIONS!
What if I have no experience budgeting?
What if I have no time to commit to the challenges?
What if I spend money on this and I’m still in debt?
The budgeting process can be scary and frustrating when you’re now starting.
If you don’t have the right guide, it’s easy to make some expensive mistakes, get overwhelmed and thinking that saving is not for you.
In fact, without the right expert guidance, you’re likely to repeat the process of not planning for Christmas, taking out last-minute loans and having your debts spiral out of control.
That’s why I have my Christmas Budgeting Collection to help you manage your finances and prepare for Christmas the right way.
The Debt-Free Christmas Guide. My signature guide of budgeting resources to help you manage and track your savings between October 1st - December 24th to be better prepared for Christmas.
Just between me and you, you can apply these exact resources to learn how to save for any other big event for the holiday!
THE 12 WEEKS STRESS-FREE DEBT-FREE
is a 12-week program where you’ll receive lifetime access to over 20+ printables that outline exactly how to save, budget, meal plan, develop a cash envelope process and so much more.
Each week, I will walk you through my unique mechanism to for financial success, particularly how to:
Set financial goals and plan for Christmas
Budget and save for any big event or holiday
Cut back on expenses and avoid debt around Christmas
Pay yourself first without feeling guilty.
HERE’S EXACTLY WHAT’S INCLUDED IN THE CHRISTMAS CHALLENGE
5 Savings Trackers
11 Cash Envelopes and Guide
Christmas Budget Sheet
Christmas Gift List
Christmas Card List
Christmas Meal Plan
Christmas Budgeting Guide
Here's the extra bonuses that come when you sign up THIS TIME!
IS THIS PROGRAM RIGHT FOR ME?
The 12 Weeks Stress-Free Debt-Free Christmas Challenge will allow you to finally be in control of your finances, make budgeting become a fun and easy way of life and create a 2020 Christmas on your own terms without the stress.
THE CHOICE IS YOURS!
You can keep getting in more and more debt every Christmas
You can use my Christmas Printables and reclaim control over your finances in the next 3 months, have your first debt-free Christmas.
Where do you want to be 3 months from now?
How about 6 months from now?
Do you have a plan of action to get you there?
If you’re ready to jump out the debt train and actually turn your poor financial planning into a step-by-step budgeting plan then The 12 Weeks Stress-Free Debt-Free Christmas Challenge will be the program that changes that for you!
Your transition from ashamed and overwhelmed to empowered and proud starts now!
WHAT HAPPENS WHEN YOU JOIN
You’ll be required to enter your information on the checkout page and create a login for the member's area
You’ll then receive immediate access to all of the resources via your email
Then you’ll receive another email with the link to the PRIVATE FACEBOOK COMMUNITY and the date for live Q&A’s to begin!
Hi There, I'm Esther!
With over 13 years of experience of what NOT to do with money coupled with 3 years of experience as a Financial Coach, I wanted to share with you all the tools, resources and practices that resulted in me no longer being 18k in debt.
Can you believe that 40% of that was incurred due to Christmas?
I remember what it felt like to be a people pleaser, spend my bill money on Christmas gifts to keep up with the Joneses, only to end up feeling depressed at the beginning of the new year.
I had an ah-ha moment and decided that enough was enough. I learned how to create a debt-free Christmas by setting up a realistic budget and saving towards my Christmas every month.
Now I live a debt-free life, I enjoy stress-less holidays, I always pay myself first and live life on my terms. I’m 100% in control of my finances and still able to say yes to the things my family enjoy.
This is exactly what I want for you.
I can’t wait to personally welcome you inside of The 12 Weeks Stress-Free Debt-Free Christmas Challenge.